How to Find the Right Payment Processing Company for Businesses and People Who Hate Cash

Cash makes me frown. I haven’t carried it in years as there’s no room in my wallet. Not only that, I don’t know where it’s been before I touched it.

Many of your customers likely feel the way I do. The pandemic sped up the move to a cashless economy. What’s the best way to keep your customers happy and your processing costs reasonable?

A good payment processing company in sync with the way you take payments will keep you and your customers happy. Let’s sort through some choices to find a fit for your business.

Does your business want a customizable online solution? Stripe and Paypal offer this with pay-as-you-go pricing and flat rates. Stripe integrates with a good deal of business software and e-commerce platforms, too.

Do you need a POS solution? Square leads in this area. Square features pay-as-you-go pricing, flat rates, and a free mobile POS app.

Has your small business outgrown your payment processor, and you’re handling several thousand per month in sales? Helcim may offer you more features and lower fees. Features such as month-to-month service, price lock guarantee for the life of your account, and single monthly service charge.

Doing lots of business with other countries, want low rates, and don’t mind new technologies? Consider Veem, offering low fees, free invoicing, and payment processing from countries all over the world. They also integrate with Quickbooks and Shopify.

Author: Kris Keppeler, a writer who finds technology fascinating and loves humor. She writes for Crossing Genres on and Does This Happen to You? on Channillo. Award-winning podcast producer who enjoys telling stories. Follow her @KrisKKAria on Twitter or on LinkedIn.

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